Having motor insurance in Kenya is mandatory, but many vehicle owners are unaware of the specifics of their coverage. Do you really know what your comprehensive insurance covers?
What Comprehensive Car Insurance Really Covers:
Comprehensive car insurance typically covers damage or loss to your vehicle following an accident, fire or theft and third-party liabilities. However, there are important exclusions:
- Family Members: your comprehensive cover doesn’t compensate you or your family members for injuries sustained in an accident.
- Specific Circumstances: Damages caused intentional acts, or driving under the influence of drugs are also excluded.
- Vehicle Usage: Using your personal vehicle for commercial purposes, like taxi services, can invalidate your cover.
Equity Motor Insurance:
Equity offers comprehensive motor insurance that protects your private vehicle against accidental loss or damage, including spare parts and standard accessories.
It also covers your legal liability to third parties. However, like other comprehensive policies, it doesn’t cover personal injuries to you or your family. https://equitygroupholdings.com/ke/insure/personal/motor-insurance/bima-ya-gari/
The Solution: Personal Accident Cover
To ensure complete protection, you need a Personal Accident cover as an add-on to your motor insurance. This covers:
- Compensation for Injuries, and Loss of Income: Provides financial support in case of, permanent disability, or temporary loss of income due to an accident.
- Medical Expenses Covers medical bills arising from an accident.
Who Needs Personal Accident Cover?
This essential cover is available to individuals, families, business owners, drivers, and various groups.
https://equitygroupholdings.com/ke/insure/personal/non-motor-insurance/personal-accident/
Affordable Protection:
Personal Accident cover is surprisingly affordable, with premiums starting from around Kshs 2,500 for a Kshs 500,000 cover.
Don’t leave yourself and your loved ones vulnerable. Visit any Equity branch today to get started.